Financial literacy at every age, the ability to comprehend financial concepts, manage one’s finances, budget, and invest, is crucial for lifelong financial health. The significance of financial literacy transcends age [...]
Declutter your debt may help simplify your life. It involves prioritizing debts, creating a plan to clear them, and creating a safety net through savings. Let’s explore some best practices [...]
In today’s society, where economic disparities are still apparent, bridging the wealth gap has become a societal issue. While several factors contribute to wealth inequality, one prominent aspect is the [...]
March is known for many things: change of seasons, spring breaks, and most notably, March Madness. While this time is usually associated with college basketball brackets, it’s also a great [...]
There is often debate on the role that luck plays in accumulating wealth. Some argue that wealth accumulation is a matter of hard work, commitment, and good decisions, while others [...]
People often misunderstand Social Security retirement benefits and taxation since not all social security benefits are taxable. The amount of benefits one receives and how much Federal tax applies depend [...]
When managing personal finances, it is essential to understand how taxes work. Taxes can significantly impact your financial health and overall tax liability. Therefore, working with financial and tax professionals [...]
Building a retirement budget is critical to working toward an independent and stress-free life after leaving the workforce. Creating this budget can positively impact one’s lifestyle, provide confidence and control [...]
Tax season can be challenging, especially if one is not financially prepared. While it may seem tedious, preparing beforehand can save time from last-minute hassles and help optimize tax returns. [...]
Estate planning is a continuous process that requires updating to reflect the current state of one’s financial affairs. As part of estate planning, there is no better time to update [...]
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Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Centennial Wealth Strategists and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Centennial Wealth Strategists and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
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