Applying for life insurance often includes a step that may be unfamiliar to many: the life insurance medical exam. This examination is a fundamental part of the underwriting process. One’s health status is crucial to insurers, as [...]
Investing is an essential part of personal finance. However, it does come with a fair share of risks. Everyone has a unique approach to handling such risks. This is where risk tolerance comes into the picture. [...]
As the calendar turns to a new year, many take the time to reflect on the past year and set goals for the upcoming one. This process often involves creating a list of resolutions aimed at improving [...]
Every year, January is recognized as Financial Wellness Awareness Month. This time is dedicated to broadening our knowledge of financial matters, cultivating money-management habits, and being financially ‘well.’ This time aims to encourage everyone to take stock [...]
Estate planning is the process of preparing for the distribution and management of your assets during life and upon your death. It is a strategic process designed to ensure that loved ones are financially independent even in [...]
During the holiday season, the spirit of giving is in the air. It’s a time to share gifts with friends and family, as well as aid those less fortunate. Charitable contributions not only provide a positive social [...]
Just as you schedule an annual health or car maintenance checkup, a year-end life insurance checkup is equally crucial. It serves as an opportunity to review your policy, adjust the coverage if necessary. Additionally, ensure that it [...]
As the year draws to a close, individuals need to prioritize their year-end financial tasks. These tasks help individuals work toward financial health, prepare for the upcoming year, and meet critical deadlines that can have significant implications [...]
As the year winds down, many individuals and businesses turn their attention towards preparing for the upcoming tax season. Diligent tax preparation can help minimize liabilities, maximize returns, and avoid potential complications or penalties. Here are some [...]
Understanding how interest rate changes affect annuity decisions is crucial to retirement income planning, as fluctuating interest rates influence annuity payouts. Therefore, keeping a close eye on rate trends, such as the November Rate Watch, can offer [...]
Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Centennial Wealth Strategists and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Centennial Wealth Strategists and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.
Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.
For a complimentary copy of Navigating Medicare and Medigap Insurance, complete the form below.
For a complimentary copy of A Short Introduction to Long-Term Care, complete the form below.
For a complimentary copy of Legacy & Estate Planning–Understanding the Basics, complete the form below.
For a complimentary copy of Federal Employee’s Guide to Retirement, complete the form below.
For a complimentary copy of How to Exit Your Business and Enter Retirement, complete the form below.
For a complimentary copy of Tips to Help Avoid “Market Panic” Reaction, complete the form below.
To receive a complimentary copy of Stress Free Retirement, complete the form below.
For a complimentary copy of 6 Real Financial Risks You Could Face in Retirement, complete the form below.
For a complimentary copy of Maximizing Social Security: What You Need to Know to Get the Most Out of Your Benefit, complete the form below.
For a complimentary, no-obligation Retirement Review, complete the form below.
Office Administrator
With over 24 years of experience as an Office Administrator, I’ve built a strong foundation in organization, communication, and support across various industries. I’ve also worked as an Account Representative for two years, and spent three years in the logistics field, gaining a well-rounded perspective in customer service and operations.
I’m married to my wonderful husband, Ben, and we have a son, Tyler, who currently lives in Milwaukee, Wisconsin. At home, I share my days with our poodle, Sage, and our cat, Franklin—both full of personality and always keeping things interesting.
In my free time, I enjoy tending to my herb garden, going for walks, and relaxing by floating in the pool during the summer months. These quiet, peaceful moments keep me grounded and bring me a lot of joy.
Office Assistant
Coming Soon
Office Assistant
Coming Soon
President
Cheryl joined Centennial Wealth Strategists as a partner in the company 14 years ago and in 2018 took over the role of CEO. She is proud to be a homegrown girl from Evansville Indiana whose entire working career and life have revolved around the Evansville community. Cheryl believes there is an understood appreciation and loyalty in the tri-state area that folks do business with someone they know, like, trust, and are local. That is why as a fiduciary at the highest level, her clients have come to trust her ability to provide solid feedback and guidance. Cheryl focuses on all aspects of a client’s financial plan and serves as a financial partner that clients trust by ensuring that all recommendations are in the client’s best interest and fit into their overall plan. She helps clients navigate each life event and economic climate, no matter the simplicity or complexity. Her motto is “Financial Dreams Delivered”.
Cheryl has been married to her husband Clayton for 14 years. She is an animal lover and in her spare time, she enjoys playing with her cats and dogs, spending time outdoors pretending to be a landscaper, and wishing she had more time to spend on a beach anywhere.
Cheryl’s professional licenses and registrations include Series 65 with the Financial Industry Regulatory Authority (FINRA). Life and Health Insurance with the states of Indiana, Kentucky, Tennessee, Michigan, Ohio, and Florida. She earned a Bachelor of Arts in Accounting and an Associate of Arts in Computer Information Systems from the University of Southern Indiana.
To receive a complimentary copy of Tax-Free Retirement, complete the form below.
$$
$$
